19/10/25
The Tobique First Nation in Canada has introduced an independent and modern gaming framework through the Tobique Gaming Act 2023, administered by the Tobique Gaming Commission (TGC). This regulatory regime is attracting increasing attention in 2025 for its speed and 0 % gaming tax policy.
📜 Key facts & regulatory framework
The Tobique license authorises a wide range of iGaming activities – including online casinos, sports betting, bingo, lotteries and table games – but excludes physical-prize raffles.
Licenses are typically valid for one year and issued directly by the TGC. Applicants must undergo due diligence that covers ownership, source of funds, and server infrastructure, and demonstrate effective geo-blocking of users in restricted jurisdictions, such as the UK, USA, Ontario, New Brunswick, and FATF-sanctioned countries.
A non-refundable pre-application fee applies, followed by fixed annual fees rather than revenue-based taxation. The regime currently maintains a 0 % tax on gross gaming revenue (GGR), replacing traditional tax burdens with predictable licensing fees. Processing usually takes 4 – 8 weeks after pre-approval, depending on the completeness of documentation and KYC checks.
⚖️ Legal analysis & comparative insight
Tobique’s regulatory model balances accessibility with enhanced AML and KYC controls. Each licensee must appoint a Money Laundering Reporting Officer (MLRO) and ensure compliance with FATF-aligned standards.
Compared with legacy offshore models such as pre-2024 Curaçao licensing, Tobique demands stronger due diligence and operational transparency while preserving a simplified fee structure.
However, as a newer jurisdiction, Tobique’s framework is still developing market recognition. Some payment processors and banks require additional verification before supporting Tobique-licensed operators.
🏢 Sector impact & practical application
For operators seeking a single-license, multi-vertical solution, Tobique offers flexibility – particularly for start-ups and emerging gaming platforms targeting international markets. Its fixed-fee model helps forecast compliance costs, while the 2023 Act’s modular licensing approach supports rapid scaling.
Yet, operators must remain mindful of jurisdictional boundaries. Geo-blocking obligations are strictly enforced, and breaches may trigger suspension or revocation.
📌 Conclusion
As of October 2025, the Tobique Gaming License stands out as a credible, cost-predictable and sovereignty-based iGaming regime. It merges low fiscal friction with a compliance-oriented legal foundation under the Tobique Gaming Act 2023.
➡️ For tailored advice on gaming licensing, AML compliance and jurisdictional structuring, contact NUR Legal. Contact us at info@nur-legal.com
Kätrin Särap
